VOLUME 29: How Do You Use Insurance To Buy Prescription Glasses Online?

Have you ever wondered if you can use your insurance to buy prescription glasses online in Canada? You’re not alone! As online shopping becomes more popular, many Canadians are looking for ways to combine their health insurance with the ease and convenience of purchasing glasses from the comfort of their homes. This guide will break down the process and answer common questions about using insurance to buy prescription glasses online.

Whether you’re new to online eyewear shopping or want to learn how to maximise your insurance benefits, read on to find out everything you need.

What types of insurance cover prescription glasses in Canada?

Many health insurance plans in Canada include coverage for optical needs, such as prescription glasses and contact lenses. Coverage for eyewear is often part of extended health benefits or through group insurance plans offered by employers. Here are some common types of insurance that typically cover prescription glasses:

• Private health insurance: Many private health insurance policies in Canada offer coverage for eyewear, including prescription glasses and lenses.
• Employer-sponsored benefits: Many workplaces offer health plans that include vision care in their benefits packages.
• Provincial health care plans: Some provincial programs provide vision care benefits for specific groups, such as children or seniors.

Can you use insurance to buy prescription glasses online?

Yes, you can use insurance to buy prescription glasses online in Canada! Many online optical retailers accept private health insurance for prescription eyewear purchases. Here's how the process usually works:

1. Check your insurance policy: Ensure your health insurance covers prescription glasses and allows you to purchase online.

2. Use direct billing: Some online retailers offer direct billing to your insurance provider, meaning you only pay the difference, if any.

3. Submit a claim manually: If direct billing isn’t available, you may need to pay upfront and submit a claim to your insurance provider for reimbursement using the invoice provided by the retailer.

How can you verify if your insurance covers online purchases?

Before purchasing prescription glasses online with your insurance, confirming whether your policy covers online purchases is essential. Here’s how you can verify this:

1. Review your policy: You can check your insurance documents or log into your insurer’s online portal to view the specifics of your vision coverage.

2. Contact your insurer: If unsure, call your insurance company’s customer service to clarify whether online purchases are covered under your plan.

3. Confirm the claim process: Ask whether you can claim directly through the retailer or if you need to submit an invoice for reimbursement.

What information do you need to use insurance for buying glasses online?

To ensure a smooth process when using your insurance to buy prescription glasses online in Canada, you'll need the following details:

• Up-to-date prescription: Ensure you have a valid prescription from your optometrist, which you can upload directly to the retailer’s website.
• Insurance details: Have your insurance policy number or membership card handy to enter during the checkout process or when submitting your claim.
• Invoice or receipt: After making your purchase, keep a copy of your invoice or receipt, as you will need it to submit a claim for reimbursement.

How do you submit an insurance claim for online prescription glasses?

You can submit an insurance claim manually if the retailer doesn’t offer direct billing. Here’s how:

1. Pay upfront: Complete your purchase by paying the total amount online.

2. Obtain an invoice: Ensure the retailer provides a detailed invoice that includes the item description, prescription details, and the total cost.

3. Submit your claim: Depending on your insurance provider, you can submit it online through their portal or by mail. Include the invoice and any necessary forms.

4. Receive your reimbursement: Once your claim is processed, you’ll be reimbursed based on your policy’s coverage limits for eyewear.

Can you still get discounts if you use insurance to buy glasses?

Yes! One of the significant advantages of buying prescription glasses online with insurance is that many retailers offer discounts and promotions that you can combine with your insurance benefits. Here’s how you can save even more:

• Combine promotions: Some online retailers allow you to apply discounts or take advantage of sales while still using your insurance coverage.
• Referral programs: Many retailers offer discounts through referral programs, allowing you and a friend to save when purchasing glasses.
• Seasonal sales: Look for seasonal or holiday promotions that can offer further discounts on top of your insurance benefits.

What are the benefits of using insurance to buy glasses online?

There are several benefits to using your insurance to purchase prescription glasses online. Here’s why it’s an intelligent choice for Canadians:

• Convenience: Shopping online allows you to browse and purchase from the comfort of your home with your insurance benefits applied.
• Cost savings: You can save on your prescription glasses by combining your insurance with retailer discounts and promotions.
• Wide selection: Online retailers offer a vast range of frames, styles, and lens options, allowing you to find glasses that suit your needs and style.
• Easy claims process: Many retailers simplify the claims process through direct billing or providing invoices that meet insurance requirements.
• Fast shipping: Once you’ve completed your order, your glasses will be shipped directly to your door, making the process easy and efficient.

Health insurance for prescription glasses at Dresden Vision

At Dresden Vision, we make it easy for Canadians to use their health insurance benefits to buy high-quality, affordable prescription glasses online. We work with various Canadian insurers to ensure you can seamlessly claim your vision care benefits.

• Direct billing: We offer direct billing for many Canadian insurance providers, so you only pay the balance after your insurance coverage is applied.
• Easy claim process: If direct billing isn’t available, we provide all the necessary documentation so you can submit a claim quickly.
• Exclusive discounts: Want to maximise your health insurance rebates for eyeglasses? Dresden Vision offers a range of promotions and discounts to help you save even more on your new glasses.
• Sustainable and ethical: Our glasses are made using recycled and recyclable materials, aligning with our commitment to sustainable practices.
• Customisation options: Choose from a wide selection of frames and colours, allowing you to personalise your glasses.

Need assistance with using your insurance benefits? Contact Dresden Vision today. We offer stylish, sustainable, affordable eyewear and will help you make the most of your health insurance when buying prescription glasses online.