VOLUME 29: How Do You Use Insurance To Buy Prescription Glasses Online?

If you’ve ever wondered whether you can use your insurance to buy prescription glasses online, you're not alone. With the increasing convenience of online shopping, more people are looking for ways to combine their health insurance with the ease of purchasing glasses from the comfort of their homes. This article breaks down the process and answers common questions about using insurance to buy prescription glasses online.

Whether you're new to online shopping for eyewear or want to know how to maximise your insurance benefits, read on to find out everything you need.

What types of insurance cover prescription glasses?

Many health insurance policies in Australia offer coverage for optical needs, including prescription glasses and contact lenses. This coverage is often included in "extras" or "ancillary" packages. Here are some common types:

• Private health insurance: Most policies include optical cover, allowing you to claim a portion of the cost of prescription glasses.
• Employer-sponsored insurance: Some workplaces offer health benefits that include optical coverage.
• Health fund memberships: Health fund members often have access to rebates for prescription glasses.

Can you use insurance to buy prescription glasses online?

Yes, you can use insurance to buy prescription glasses online! Many online optical retailers accept private health insurance for prescription glasses purchases. Here’s how it generally works:

• Check with your health fund. Ensure your health insurance covers prescription glasses and allows you to purchase them online.
• Use your health fund card: Some online retailers allow you to enter your health fund details directly during checkout.
• Submit your claim separately: In some cases, you may need to pay upfront and then claim the cost back from your health fund by submitting the invoice provided by the retailer.

How can you verify if your insurance covers online purchases?

Before purchasing prescription glasses online with insurance, verifying whether your policy covers online purchases is essential. Follow these steps to check:

• Review your policy: Check your insurance policy documents or log into your health fund’s online portal to see what optical benefits you’re entitled to.
• Contact your health fund: If unsure, call your health fund’s customer service team and ask if online prescription glasses purchases are covered.
• Confirm claiming procedure: Ask whether to claim directly through the retailer or submit an invoice for reimbursement.

What information do you need to use insurance for buying glasses online?

You'll need to gather critical details to ensure a smooth process when using your insurance to buy prescription glasses online. Here’s what you’ll typically need:

• Prescription details: Ensure you have an up-to-date prescription from your optometrist. Some online retailers allow you to upload it directly.
• Health fund membership number: Keep your health fund membership card or number handy when entering the online retailer’s system or submitting your claim.
• Invoice or receipt: After purchasing, keep a copy of your invoice or receipt, as this will be required when submitting a claim to your health fund.

How do you submit an insurance claim for online prescription glasses?

You must submit a claim yourself if your health fund doesn't allow direct claims through the online retailer. Here’s how you can do that:

• Pay upfront: Purchase your prescription glasses online and pay the total amount upfront.
• Get your invoice: Ensure the retailer provides an itemised invoice that includes the type of glasses, your prescription details, and the total cost.
• Submit your claim: Log into your health fund’s portal or use their mobile app to upload the invoice and submit a claim for reimbursement. Some funds also accept claims via email or mail.
• Receive your rebate: Your health fund will reimburse you based on your policy’s optical cover limits once your claim is processed.

Can you still get discounts if you use insurance to buy glasses?

One of the great things about using insurance to buy prescription glasses online is that you can often combine your insurance benefits with discounts or promotions on the retailer’s website. Here's how it works:

• Combine promotions: Some retailers allow you to apply insurance benefits and site promotions, such as discounts on multiple pairs or seasonal sales.
• Referral discounts: Consider asking your friends if they need new glasses. Many online optical retailers offer referral programs that offer discounts for you and your friend.
• Health fund and discounts: Depending on your health fund, you can use your insurance to cover part of the cost and apply additional discounts or bundles for further savings.
• Bundle deals: Check if the online retailer offers bundle deals, where you can buy more than one pair at a discount. This can help you maximise your insurance benefits.

What are the benefits of using insurance to buy glasses online?

Using your insurance to buy prescription glasses online comes with several advantages. Here’s why it’s a smart choice:

• Convenience: Shopping for glasses online allows you to browse, select, and purchase from the comfort of your home, all while using your insurance benefits.
• Cost savings: Using your health fund’s optical extras can significantly reduce the cost of your prescription glasses, and combining this with online discounts can offer even more savings.
• Wide selection: Online retailers provide a broad range of frames and lenses, allowing you to customise your glasses to suit your style and needs.
• Seamless process: Many online retailers make it easy to submit claims by providing invoices that meet health fund requirements.
• Fast delivery: Once you’ve ordered your glasses online, they can be delivered directly to your door, making the process simple and efficient.

Health funds for prescription glasses at Dresden Vision

At Dresden Vision, we make it easy for you to use your health fund benefits to purchase high-quality, affordable prescription glasses online. We partner with all significant Australian health funds to ensure you can claim your optical extras without any hassle. Here's how we make it convenient:

• Instant claims: If you're purchasing in-store, we offer instant claims using your health fund membership card, so you only pay the gap.
• Simple online process: We provide all the documentation to submit your claim for online purchases easily.
• Exclusive discounts: Looking to maximise your health fund rebates for eyeglasses? Dresden Vision offers a variety of deals and promotions to help you save even more.
• Ethical and sustainable: Our glasses are made in Australia using recycled and recyclable materials, and we’re committed to making high-quality eyewear accessible to everyone.
• Customisation options: With interchangeable arms and a wide selection of colours, you can personalise your glasses to suit your style.

Need help to understand your health fund benefits? Contact Dresden Vision today. We offer affordable, stylish, and sustainable eyewear, and we'll help you use your insurance to make a purchase.